Estimatics

Guide for Public Adjusters

The Public Adjuster's Guide to Estimatics

How PAs use AI-powered documentation to build defensible claims, reduce carrier disputes, and deliver results faster.

3 min read

Why documentation wins claims

Carrier disputes tend to come down to three questions: Was the inspector physically present? Was the damage real at the time of capture? Has the evidence been modified since? Most PA documentation answers none of these definitively. Estimatics helps answer all three — each photo carries GPS + timestamp metadata and per-file SHA-256 integrity hashing.

The workflow: field to verifiable evidence

  1. Capture — Walk the property with the iOS app. Photos sync to the web dashboard in near-real time.
  2. Analyze — AI Damage Detection (Damage Intelligence Engine™) flags damage in your photos for your review. Findings are classified by type, severity, and location.
  3. Scope — AI Scope Generation™ produces a line-item scope from your findings. Regional Pricing Engine™ adds local cost data.
  4. Certify — On CERTIFY, protect the evidence with per-file SHA-256 integrity hashing and an evidence audit log.
  5. Deliver — Export a professional branded report, an ESX file that imports into Xactimate ($10 per export), or an evidence package with per-file integrity hashing.

CERTIFY for appraisal and litigation

When a claim goes to appraisal or litigation, standard documentation is vulnerable. CERTIFY adds per-file SHA-256 integrity hashing and an evidence audit log, so each photo, finding, and report version can be checked for modification. If a file changes after capture, its hash no longer matches the recorded value.

Which plan is right for PAs?

FeatureFIELDSCOPECERTIFY
AI Scope Generation™YesYesYes
Full AI Damage DetectionYesYes
Regional Pricing Engine™YesYes
Professional Branded ReportsYesYes
Integrity Hashing + Audit LogYes
Xactimate (ESX) Export$10/export$10/export5/user/mo included, then $10

Recommendation: SCOPE for active PAs. CERTIFY for firms handling disputed claims, appraisal, or litigation.

Getting started

  1. Download the Estimatics iOS app
  2. Create your first job and walk the property
  3. Review the AI-generated scope and findings
  4. Export your report and submit to the carrier

Ready to see it in action? Request a demo and we will walk you through a real inspection workflow.

Related in the Help Center

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